Health Insurance May Not Cover Married Gay Couples In Auto Accidents

It is important to note that this personal injury article is solely meant to inform, not to endorse or oppose gay marriages.

As debates surrounding the issue of same-sex couples continue to be an issue in America, a very real danger that faces gay and lesbian couples who are married (or consider themselves to be) is that most health insurance plans do not cover domestic partners, a potential death sentence for same-sex couples in a car accidents, where one of them would not be able to afford the medical bills for personal injuries sustained in the crash.

same-sex-union-insurance-coverageOur personal injury lawyers know from experience that automobile accidents can be life shattering events, causing personal injuries and sometimes ending up as fatal automobile accidents.

So what happens to same-sex couples who get into car accidents and the insurance companies will not cover one of the partners medical treatment under the other one’s healthcare plan, even though the two are married to one another?

Depending on the law, some states offer their employees domestic partner coverage to help cover the cost of medical bills in the event of something like an automobile accident.  But employers are not obligated to cover a same-sex spouse even if the relationship is formalized with the state in a marriage or union.

As car accident attorneys, we believe everyone should have access to affordable healthcare and medical treatment in the event of an automobile accident, no matter what race, creed, sexual orientation, nationality, or religion they are a part of.

If same-sex married couples find themselves in an auto accident, only one of them might able to get their insurance to pay the medical bills for one partner, while the other might be left with no coverage at all, and have to go through the pain and suffering of their personal injuries, along with finding the money to help to pay the medical bills on their own.

If you were injured and believe that you deserve compensation, then call our bilingual law offices right away at 1-800-655-6585 or click here for a free consultation with an experienced personal injury attorney and find out how we can help you.  We look forward to providing good advice for your case.  There is no fee if no recovery.

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